How To Manage Your Finances Post-Divorce

by Lilly December 9, 2013 Divorce

Going through a separation is hard enough as it is, without even considering the financial changes your about to undergo. Unfortunately, you have to consider those changes in order to create a better future for yourself and any children you have with your ex-partner. The longer you put that organization off, the worse it will […]

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Credit Card Mistakes that can Cause You Problems

by edralyn December 8, 2013 Banking and Finance Law

Whether you’re getting one for the first time or already learning how to manage debt, credit cards can be extremely complicated. If the recession has taught Americans anything, it’s that credit companies, banks, and even department stores are not their friends, and most cards are designed to gouge you for annual fees, interest, late fees, […]

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Seven People Who Should Purchase Life Insurance Immediately

by edralyn August 29, 2013 Family Law

If you are considering whether or not to purchase a life insurance policy, ask yourself this one question: If I die, will someone suffer financially? If the answer to that question is yes, you need to purchase a life insurance policy immediately. A site like can help you determine which policy is right for […]

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What the Fiscal Cliff Compromise Means for Most Americans

by SocialMonsters May 9, 2013 Finance

The best news for poor and middle-class families is that the compromise made between the White House and Congressional Republicans will keep federal unemployment benefits in place. The less-than-positive news is multi-faceted, as small businesses face several new taxes, higher rates on existing taxes, and the forthcoming provisions of the Affordable Care Act set to commence in […]

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The Best Ways to Save on Utility Bills

by edralyn April 26, 2013 Finance

When you think about saving on your electric, gas, and water bills, you probably think about conserving energy. Turning out the lights when you leave the room and taking more baths instead of showers are the tried and true ways to help the environment and reduce the monthly cost of your utility bills. But there […]

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Is a Roth IRA the Best Savings Vehicle for you?

by edralyn April 5, 2013 Business

Is a Roth IRA the Best Savings Vehicle for you? If you have a bit of cash saved up and are looking to invest it to start preparing for your future, you’ve probably heard about Roth IRAs. They’ve become very common, and for many people, they’re a great choice when it comes to saving up […]

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The 15-Year vs. 30-Year Mortgage Debate

by edralyn March 28, 2013 Banking

The 15-Year vs. 30-Year Mortgage Debate Its so hard to have a long term perspective when working with a checkbook balance that is burdened by more goings than comings. In fact, for many home owners maintaining a budget is one of the biggest challenges one can face in the fight for financial freedom. Did you […]

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Developing a Successful Successor for your Business

by edralyn February 22, 2013 Business

You’ve done a fantastic job of setting up your new business. You wrote a successful business plan, you gathered skilled partners, and won over smart investors. You’ve set up a successful business and you’ve decided that it’s time to move on. You’re not giving up on your business, but you’re ready to start the next […]

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Practical Tips for Choosing and Paying Off Your Student Loans

by edralyn February 2, 2013 Finance

If you’re thinking about attending college, a student loan can help finance your efforts, and you certainly wouldn’t be alone in using this option. According to the Chronicle of Higher Education, about 20 million Americans go to college annually, and more than half of them rely on student loans. Keep reading to get tips for […]

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You Don’t Have Health Insurance. Now What?

by edralyn January 15, 2013 Finance

Forty-four million Americans are uninsured, and another almost 40 million people have inadequate health insurance. Without health insurance, people have been going without preventative healthcare and avoiding necessary treatment when they can. Often, this means that these health issues exacerbate themselves and often these patients end up with worse trouble than they started with. “The […]

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Rising Drug Costs: Myth or Reality?

by edralyn January 9, 2013 Finance

The cost of prescription drugs seems to be on a never-ending climb. Newspaper articles commonly discuss the plights of patients who need life-saving drugs but opt not to take them because of the extra expense. In this erratic economy, many people struggle to put food on the table, let alone pay for the drugs to […]

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The Biggest Advantages of a Good Driving Record

by edralyn November 1, 2012 Finance

Accidents can happen to anyone, but it’s hard to argue that there are some people who are simply good drivers. This has to do with more than just avoiding collisions. A good driver obeys the law, watches the speed limit, and always pays attention to their surroundings. If you have good driving habits, chances are […]

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Bankruptcy Counseling

by Ingrid Kinsella September 21, 2012 Banking and Finance Law

Over the last several decades, incurring debt and spending more money than you have has become an unfortunate American tradition. People start off putting items on their credit cards and suddenly, a few years down the line they have spent tens or hundreds of thousands of dollars that they cannot pay back. Add car loans, […]

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Black Mark for Banks – Gold Star for Red Star

by jamiek September 11, 2012 PPI Claims

There are billions of pounds out there waiting to be handed over and Red Star Financial Management is here to help you get your hands on it. British banks have been hammered for holding on to compensation they have set aside for the payment protection insurance (PPI) scandal. And claim handlers like Red Star have […]

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Understanding Debt Consolidation

by Legal Author August 5, 2012 Finance

Debt has become an inevitable part of modern life. For most individuals, a significant amount of earned income is dedicated to repayment of loans in an effort to get debt-free as soon as possible. Many people are more than willing to take a hit on their quality of life in order to ensure that all […]

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HMRC Disgrace Tax Avoiders in Government Crack Down

by Legal Author August 3, 2012 Tax Law

After rows over Jimmy Carr’s yearly £3.3million tax avoidance, the HMRC has promised to come down hard on tax avoiders. The Government is giving them new authority to establish a list of all offenders, in the hope that shaming these individuals will dissuade them from continuing their legal, but morally questionable, practices. Jimmy Carr Stand-up […]

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Understanding The Greek Bailout

by Legal Author June 26, 2012 Banking and Finance Law

The Greece bailout situation is one of the most significant news stories of recent weeks and has dominated the headlines of newspapers and TV broadcasters alike. This article will highlight – in a simplistic manner – the cause of Greece’s debt, the knock-on effect for other European countries and the possible solution to the crisis. The Cause Of Greece’s Debt Greece’s precarious situation can be pinned back to 2001 when they deceptively joined the EMU (Economical and Monetary Union) by downplaying their levels of debt in order to pass the obligatory requirements of the group. Once Greece became a part of the group, they acquired the ability to borrow […]

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Managing the finances of a law firm: Donns collapsed owing £2.4m to Co-op Bank

by Ralli May 22, 2012 Banking and Finance Law

Managing the finances of a law firm, especially in the current climate, is very demanding – but of course I would say that. However, what went so wrong here? A well respected firm in a fine city, operating in a buoyant market too. And financed by that most prudent of banks, Co-op. The clue is […]

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